Lack of managerial skills results in inefficient management, poor functioning and difficulty in achieving objectives. The Cooperative Society act does not specify the maximum numbers of the cooperative society members. Co-operatives do not function efficiently due to lack of managerial abilities. (Source: encryptedtbn0) 1. Let us see why. The membership fees collected is low. Such societies are formed to provide financial help in the form of loans to members. High yielding seeds, fertilizers, etc. Cooperative businesses can be financed in part by their members, whose buy-in equity can go towards working capital and expansion. Anypersonwithcommoninterest can become a member. ADVERTISEMENTS: Read this article to learn about the definition, features, advantages and limitations of co-operative organization. Membership is open to all the people. It represents an attempt by poor and weaker persons to protect themselves against the exploitation and oppression of the economically strong . The membership of a cooperative society is open to all. It promotes saving habit, self-help and other moral values in the society. These companies are all joint stock companies. The advantages and disadvantages of cooperative business are as follows so don’t miss out any of them: Advantages: As the name suggests, cooperation is the biggest advantage of cooperative business. The objective is to improve their economic status and protect themselves from exploitation by businessmen. It is compulsory for the co-operative society to get registration. Co-operative societies have aided the government’s efforts to increase agricultural production. Maintenance of business secrets is the key for the competitiveness of any business organization. Many cooperative societies have faced financial troubles and closed down because of corruption and misuse of funds. Generally, the selfish motive of members starts dominating and they forget the service motive . The reason is, in many of the co-operatives there is political interference and domination. Co-operative societies have played an important role in changing social customs and curbing unnecessary expenditure. The cooperative society itself is a voluntary association, hence the membership of a cooperative society is voluntary. Consumers form a society to manage the business and profit thus earned is distributed among themselves in proportion of their contribution. Therefore information relating to activities, revenues, members etc becomes public knowledge. Meaning Of Co-operative Society A cooperative society is a business organization and operated by a group of individuals for their mutual benefit. Any 10 members who have attained majority can join together for forming a cooperative society by observing simple legal formalities. The system of owning a house through a housing cooperative society in Nigeria has its own perks and advantages on a good day, but it also has its disadvantages. They cannot be personally held liable for the debts of the society. The output is pooled together and sold at the best price. The main purpose of such a society is to ensure a steady and favourable market for the output of its members. Commerce Mates is a free resource site that presents a collection of accounting, banking, business management, economics, finance, human resource, investment, marketing, and others. Easy Formation: Compared to the formation of a company, formation of a cooperative society is easy. 4. Therefore the benefit of the co-operatives has still not reached many poorer sections. Therefore members contribute their efforts to promote their common welfare. The agricultural produce of the small farmers is just sufficient to fulfill the needs of their family. List of the Advantages of a Cooperative 1. Therefore it cannot employ the best talent. A cooperative society is different from other forms of business organization because other business organizations like partnership firm or private limited companies work with the sole objective of earning profits whereas in this form of business organization member’s voluntary join the society so to work for the benefit of the members of the society while doing business. Feature # 1. The funding and the amount of funds that would be released by the government are uncertain. They can cooperate and manage the activities of the society in a more effective manner. प्रकार (Types) 4. The following are some of the important advantages of co-operative societies. In cooperative organisation , there is no direct link between efforts and reward. Their scope is limited to only certain areas of enterprise. Since registration of cooperative societies became compulsory. 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The liability of the members in a cooperative society is limited to the extent of their capital contribution. The following are some of the disadvantages of Cooperative societies. Cooperative housing societies are established to help people with limited income to construct houses or flats at reasonable costs. The rich people elect themselves to the managing committee and manage the affairs of the co-operatives for their own benefit. Easy to Form- A cooperative society is a voluntary association and may be formed with a minimum of ten adult members. The members of the managing committee may not have the required qualification, skill or experience. This approach to financing is an advantage when members are buying in and making contributions, but it can be a disadvantage when member-owners leave and the business has to pay back their investments. It is not affected by the death , insolvency , lunacy or permanent incapacity of any of its members. Further the society is also benefited because a sum not exceeding 10 per cent of the surplus can be utilized for promoting the welfare of the locality in which the cooperative is located. The amount of capital generated by co-operative society is limited because of the members belonging to same locality or region or a particular section of people. The liability of the members of a co – operative society is limited to the extent of capital contributed by them. When you think of all the largest companies in the world, these are not proprietorships or partnerships. No legal formalities are […] The members are from different sections of society. As it is a voluntary association, the membership is also voluntary. Co-operatives provide loans at cheaper interest rates and have benefited the rural community. The cooperative form of organization offers the following advantages: 1. Home » Business Studies » Cooperative Society: Meaning, Features, Types, Advantages, Disadvantages. he philosophy of the formation of a cooperative society is “all for each and each for all”. A person is free to join a cooperative society, and can also leave anytime as per his desire. The aim is to solve the housing problems of the members by constructing and giving the option of paying in installments. Hence , members are not inclined to put their best efforts . Co – operative farming makes it possible for members to use modern tools and equipments good seeds, fertilizer and irrigation facilities in order to achieve higher production. Lander Cooperative Society: Its purpose is to provide financial assistance to poor … The co-operative credit societies suffer from the burden of bad debts. Wide participation of people is lacking. Co-operative societies give loans only for productive purposes and not for personal or family expenses. Marketing co-operatives eliminate middleman and ensure honest trading practices in weighing, measuring and accounting. But in India, the co-operative movement was initiated and established by the government. They provide loans only for productive purposes and not for wasteful expenditure. Adhering to various regulations takes up much of the management’s time and effort. The profits earned by the co-operatives have been used for providing basic amenities to the society. The following are some of the important advantages of co-operative societies. Membership in a co-operative organisation is open to all having a common interest. Any ten adults can join together and form a cooperative society. There is no incentive for working efficiently. Products are processed and graded before they are sold. Co-operative societies distribute their surplus equitably to all members and not based on the efforts of members. A workplace where members put their effort both at an individual and collective level There can be no use of force in it. 9. Religion, gender & caste do not matter in cooperative society. Earlier, money lenders used to charge high rates of interest and the earnings of the villagers were spent on payment on interest alone. It does not enjoy professionalism as they cannot employ professionals at initial stages due to limited funds. Co-operatives have not been successful in freeing the rural poor from the clutches of the money lenders. These are summarised as follows: 1. In the Western countries, co-operative societies were voluntarily started by the weaker sections. It cannot always be assured. The society supplies these things to the members and takes over their purchases for sale. Cooperative Society: Meaning, Features, Types, Advantages, Disadvantages Advantages and Disadvantages of Limited Liability Partnership Importance of Memorandum of Association It provides loans at cheap interest rates, provides subsidies etc. After the establishment of co-operatives, the rural people were able to come out of the grip of money lenders. 5. Therefore it need not depend on outsider’s funds to meet its future financial requirements. Members can give their suggestions, opinions and problems. They do not have to bear personal liability for the debts of the society. Protection from exploitation: One of the most obvious advantages of a co-operative society is the fact that the members are protected from exploitation from middlemen. The members get return on their capital investment in the form of dividend. The societies are by the small producers to fight against the big producers. They cannot expand their activities beyond a particular level because of the limited financial resources. A co – operative society is a voluntary association of persons of moderate means, who unite together to protect and promote their common economic and social interests. The formation of co-operatives is based on service motive rather than a profit motive. Advantages of a Cooperative Organization: 1. Such disputes affect the functioning of the co-operative societies. 2. Social benefit: It helps in social welfare as it caters to the needs of the poor and middle sections of the society. The procedure involves in the registration of a cooperative society is very simple and easy. They do not have any surplus to market. It can utilize the funds available in the general reserve. Housing Cooperative Society: This committee is formed to help the members who need lands and houses. 2. It is because there is very little link between effort and reward. Co-operative societies are formed on the basis of self help and mutual help. It is based on the principle of one – man-one-vote. Features of a Cooperative Society – 14 Main Features of a Cooperative Society. Therefore the rural poor continue to depend on the money lenders for meeting expenses of marriage, medical care, social commitments etc. These are generally formed by poor people or weaker sections of people in society. A cooperative society has to transfer at-least one-fourth of its profits to general reserve. There is limited liability of the members of co-operative society. They also help to prevent concentration of economic power in few hands. Thus, the members are protected from the exploitation of money lenders, who charge exorbitant rates of interest Another important purpose of creditco – operatives is to encourage the habit of thrift among their members. These societies provide different types of service to their members. It does not get affected by the entry or exit of its members. Further there are legal restrictions regarding dividend and bonus that can be distributed to members. Cooperative Society: Meaning, Features, Types, Advantages, Disadvantages, What is Business? Infographic on Advantages & Disadvantages of Cooperative Societies Co-operative societies operate with limited financial resources. Therefore co-operatives are not able to plan their activities in the right manner. The members who offer honorary services on voluntary basis are generally not professionally equipped to handle the management functions effectively. Therefore its continuance is in no way affected by the death, insanity or insolvency of its members. Voluntarily Organisation: Co-operative Organisation is a voluntarily association of individuals seeking to improve their economic conditions through joint efforts. The management of co-operative society is based on democratic lines. Co-operative societies are managed by the managing committee elected by its members. 3. Co-operatives have benefited the rural rich and not the rural poor. 3. There are Features and Advantages of Cooperative Society in 2020. types of cooperative society. Disadvantages of cooperative society: Inspire of various advantages claimed of cooperatives. Once the society registered, the Society becomes a separate legal entity. There are no entry or exit barriers. Any person with common interest can become a member. Its registration is very simple and can be done without much legal formalities. The body is elected through ‘one-man-one-vote-system’. 1. सहकारी समितियों का अर्थ (Meaning of Cooperative Societies) 2. Therefore all the members of the cooperative society are benefited. Co-operative societies have contributed significantly in freeing villagers from money lenders. The main principle of co-operative society is “one man one vote”. हानियां (Disadvantages… Easy to form: The formation of a cooperative society is very simple as compared to the formation of any other form of business organisations. The reason is, in many of the co-operatives there is political interference and domination. But in practice, there might be internal politics, differences of opinions, quarrels etc. The co-operative society is a separate legal identity to the society. It reflects the desire of the poor people to stand on their legs or own merit. Co-operative societies are subject to excessive government regulation which affects their autonomy and flexibility. If they turn to other forms of organization to satisfy their economic needs, the cooperative society will collapse. Voluntary Association: It is a voluntary association. Cooperative Society is very important for small business. Voluntary organisations.2. The rich farmers with vast tracts of land, produce in surplus quantities and the services of co-operatives such as processing, grading, correct weighment and fair prices actually benefit them. Such societies are particularly important in the case of countries like India , where agriculture suffers from excessive sub – division and fragmentation of land . The membership fee is kept low so that everyone would be able to join and benefit from cooperative societies. It is a form of businesswhere individuals belonging to the same class join their hands for the promotion of their common goals. As per the prevailing legislation, cooperative society cannot be formed unless and … They have by and large proved to be an unsuccessful effort and are on the decline in all the developing capitalistic countries of the world. It has a fairly stable life and continues to exist for a long period. A person can join cooperative society anytime or leave as per his desire. Ans: Given below are the types of cooperative societies: Consumer Cooperative Society: Its purpose is to purchase goods directly from the manufacturer and deliver it to the consumers at a reasonable price. Advantages. Disadvantages of Co-Operative Society: As against the above merits, there are sate draw­backs or limitations of co-operative associations. Co-operative societies have limited membership and are promoted by the weaker sections. Therefore they are not dependent on middlemen and can save the profits enjoyed by the middlemen. Limited liability: In most cases, the liabilities of the members of the society is limited to the extent of … Such Societies are organised by the consumers to avoid exploitation by the middleman and to ensure steady supply of consumer goods and services at fair prices. It is based on the principles of collective effort, mutual self – help, equality, democracy, distributive justice and freedom. A co-operative society is run on the principle of ‘one man one vote‘. Cooperative societies encourage the habit of savings and thrift among their members. They promote self help, moral value among the members. Public confidence in the co-operative societies is low. It is an association of persons united voluntarily to meet their economics, social and cultural needs aspirations through jointly owned enterprise. A body of members is elected to conduct and control the business. ADVERTISEMENTS: Advantages: 1. In multi-state cooperative societies the minimum numbers of member is 50 from each state in case the member are individuals. are distributed by the government through the cooperatives. The term cooperation is derived from the Latin word ‘co-operari’, where the word “co” means ‘with’ and “operari” means ‘to work’. i. Advantages and disadvantages of Cooperative Business. At the same time, any member who wants to leave the society is free to do so. Infographic on Advantages & Disadvantages of Cooperative SocietiesContentsAdvantages of Cooperative Societies1. The government with a view to promote the growth of cooperative societies extends all support to them. The cooperative societies promote social justice and mutual cooperation. The members of the ruling party dictate terms and therefore the purpose for which cooperatives are formed is lost. Members would be interacting with each other. Co-operation, work with the feeling of helping o… Co-operative marketing societies are voluntary associations of small producers, who find it difficult to individually sell their products at a profit. The surplus generated by the cooperative societies is distributed in an equitable manner among members. In this type of society, the land of the individual members is taken by society, but the ownership remains at the members. Further, reports and accounts have to be submitted to the Registrar of Co-operative Societies. This motive does not encourage co-operatives to function effectively. If you continue browsing the site, you agree to the use of cookies on this website. Co-operatives, are formed to render service to its members than to earn profit. A consumer cooperative is a retail business which is owned by the consumers themselves. Cooperatives can be formed much easily when compared to a company. Cooperatives help people come together as a community. co operative societies, features, advantages, disadvantages Slideshare uses cookies to improve functionality and performance, and to provide you with relevant advertising. A co – operative society is a voluntary association of persons of moderate means , who unite together to protect and promote their common economic and social interests. There cannot be any compulsion for him to join or quit a society. A cooperative society is a voluntary association of persons of moderate means, who unite together to protect and promote their common economic interests. Right now, one of the surest routes to owning a home in Nigeria is to go the cooperative society way. Irrespective of their religion, gender & caste, membership is open to all. The funds are used in giving loans to needy members on easy terms. So those who want to work together with some common economic objectives can form a society, which is termed as cooperative society.eval(ez_write_tag([[300,250],'commercemates_com-large-mobile-banner-1','ezslot_1',172,'0','0'])); The membership of cooperative societies is voluntary. Thus, a producers ‘ society not only provides money and materials to the small artisans but also undertakes to sell their products. 2. But business secrets cannot be maintained in cooperatives because all members are aware of the activities of the enterprise. Advantages and Disadvantages of co-operative societies . Cooperatives societies can deal directly with the producers and with the ultimate consumers. Disadvantages Of Co-operative Societies. In co-operative farming societies, small farmers join together and pool their resources for cultivating the land collectively. Definition, Nature, Types, and Objective, Advantages and Disadvantages of Joint Hindu Family Business, Merits and Demerits of Joint Hindu Family Business, Advantages and Disadvantages of Limited Liability Partnership. They may have difference of opinion and if any member follows rigid attitude, it can lead to conflicts. Public confidence in the co-operative societies is low. Therefore the funds available with the co-operatives are limited. Since the funds available are limited they cannot undertake large scale operations and is not suitable in industries requiring large investments. 1. At the end of financial year members get some return on their capital investment. A cooperative society enjoys separate legal entity which is distinct from its members. 2. A co-operative society is managed in a democratic manner. A cooperative organization is owned and controlled by members. A cooperative society is a voluntary association started with the aim of the service of its members. Its objects to serve their members and not to maximize the profits. If the members of the managing committee are corrupt they can swindle the funds of the co-operative society. Therefore they cannot recruit the best talent, acquire latest technology or adopt modern management practices. They have improved the life of the people in rural areas. The funds of these societies consist of share capital contributed by the members and the deposits made by them and outsiders. From that period the every cooperative society came under the control and supervision of the government. Advantages In some cases, co-ops offer a less expensive housing option. A future sale of a unit can result in significant financial gains, even though owners aren’t building equity. A housing cooperative is a legal mechanism for ownership of housing where residents either own shares reflecting their equity in the co-operative's real estate, or have membership and occupancy rights in a not-for-profit co-operative and they underwrite their housing through paying subscriptions or rent. The cooperative organisation is formed by the people who have limited resources and there is no compulsion to buy more than one share by each member. Building cooperative Members of a building cooperative (in Britain known as a self-build housing co-operative) pool resources to build housing, normally using a high proportion of their own labour. They operate in the traditional mold which may not be suitable in the modern business environment and therefore suffer losses. Members lack motivation to put in their whole hearted efforts for the success of the enterprise. When dealing with business on a fairly large scale, a joint stock company is the most suitable form of business organisation. Proponents of cooperatives accentuate the overall psycho-social impacts created by the control parameters in these communities. Formation of a cooperative society also does not involve long and complicated legal formalities. The profits made by the society during a year are utilized for strengthening the reserve fund of the society, for declaring a moderate rate of dividend and for declaring a bonus to members according to the purchases made by them from the cooperative store. Co-operative societies are not able to raise their own resources. A person is free to join a cooperative society, and can also leave anytime as per his desire. Members with money power cannot dominate the management by buying majority shares. Their sources of financing are limited and they depend on government funds. These societies procure land from the government and construct flats or provide plots to members on which the members themselves can construct the houses as per their choice. A co – operative society has a separate legal existence. The members of the ruling party dictate terms and therefore the purpose for which cooperatives are formed is lost. Lack of Managerial Efficiency: Among the mem… When the new member joins the society he/she needs to give some registration fees and needs to deposit some mandatory amount every month. Co-operative societies enjoy the benefit of certain preferences being shown towards them by tax authorities. Their object is to achieve economies of large scale farming and maximising agricultural output. A consumer’s co – operative store purchase the consumers good either from the manufacturers or the wholesalers and then sells them to its members at reasonable prices. These stores are, in fact, associations organised by consumers […] The sale proceeds are distributed in proportion to the contribution of the members to the pool. This is one of the most prominent objectives of all co-operative societies. Voluntary organization. Cooperative societies are unable to attract and employ expert managers because of their inability to pay them high salaries. The success of the co-operative society depends largely on the loyalty of the members. Thus, the term cooperation means working together. सहकारी समितियों के विशेषताएँ (Features of Cooperative Societies) 3. Their basic objective of establishing cooperative stores is to eliminate middlemen. 5. Since the management is taken care of by the managing committee, no individual can be made accountable for in efficient performance. Limited […] It implies that all members have equal rights in managing the affairs of the enterprise. They serve as a link between the government and agriculturists. Irrespective management of a co-operative society is democratic. Li… Weaknesses in its Lending System. Since it has limited financial resources, its ability to compensate its employees is also limited. लाभ (Advantages) 5. A minimum of 10 members are required to form a cooperative society. To promote the co-operative movement and also because of the fact that it is a non-profit enterprise, government provides various exemptions and tax concessions. The membership of a cooperative society is opentoall. There is no legal binding or coercion from any corner for a person to become a member. They are usually cheaper, per square foot than condos in the same area, with the added benefit of lower closing costs. In India the cooperative societies registered under Cooperative Societies Act 1912 or the state Cooperative Societies Act. An association and get it registered with the producers or to the consumers grip of money lenders of! 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