Explore every corner of the world with no worries. How do I know Limit of each type of expenses? Bajaj Allianz aims to make insurance transparent, honest and easy. If your examination is delayed, but it is still within this specific period, your insurance policy will cover you. How does Reliance General Insurance settle its claims abroad? Download and fill theâ Extension Form and visit the nearest branch. How will my policy help me if I lose my passport? The original bills and vouchers must be submitted along with all claims. To receive the final payable premium please click on, Quick Quote premium estimate given is approximate. Currently the video chat timings are 9:30am to 6:30pm from Monday to Saturday. Does the policy cover for dental treatment? Emergency Assistance Service Provider must be notified immediately as soon as it is known that Insured / Insured Person is unfit to return to India. What does this policy cover under Compassionate visit? I liked the student travel insurance and got one for my son who is going abroad for further education. What is the maximum days for which I can take the policy? My daughter is moving to US for higher studies. It always better to be safe than sorry! Yes - As Europ Assistance has global presence in all the major countries, post approval of the claim Europ Assistance can place guarantee to the Hospital / providers and make the cashless claim. How can I cancel my travel insurance policy? Maximum amount payable per checked-in baggage, in case more than one bag has been checked-in, is 50 % of the applicable Sum Insured. It covers loss of passport, medical … The applicant is neither required to do any paperwork or … Templates PDF.pdf. â, âPregnancy, childbirth and any consequences thereof unless the medical assistance provided abroad involves unforeseen emergency measures to save the Insured/Insured Person's or the child's life in the event of acute complications, provided that the Insured/Insured Person has not completed the age of 38 years and 30th week of the pregnancy is not yet completed.â. Reliance Student Travel Insurance will help the insured student in case he faces a financial crisis while studying abroad. What is Covered under Checked in Baggage Loss? â âThe Company will indemnify the Insured / Insured Person in the event the Insured / Insured Person becomes legally liable to a third party under law for an incident which results in death, injury or damage to the health of such third party or damage to his/her properties, but not exceeding the Sum Insured as specified in the Schedule and provided the incident occurs during the period of insurance and whilst on a trip. Whilst all university accepts our travel insurance policy some Universities have mandate to opt the policy offered by them. In this case, you need to inform us about your Travel Insurance extension requirement. .â. Any Emergency Medical treatment resulting on an account of any illness, injury or disease during the risk period abroad under the care of Medical Practitioner towards such treatment expenses incurred for tests, medication, or stay in hospital or part of a stay in hospital which was emergent and necessary in nature are considered. In case your examination is delayed and this causes an unanticipated extension beyond the specified period, you can always extend your policy.â. A have lived here for a year with a lot of assistance from Reliance General and I would recommend this plan to other students going abroad. In the event of an accident or sudden illness where it is not possible to do so before consulting a Medical Practitioner or going to the Hospital, You shall contact the Help Line Number as soon as possible. Treatment which could reasonably be delayed until the Insured/Insured Person's return to the Republic of India. Your hospitalisation expenses will be covered in a quick and cashless manner. transportation for emergency services, transportation home of the Insured. âYou can contact our Emergency Assistance Provider Europ Assistance India Pvt. Expenses incurred in connection with rest or recuperation at a spa or health resort, sanatorium, convalescence home or similar institution. b. which you need to submit to claims department. Youâll need to buy a student travel insurance before you leave the country to pursue your education. Yes, with Reliance Travel Insuranceâ you can! The extension of any Policy is at the sole discretion of the Company, and the Company is not liable to offer any reason to the Insured / Insured Person if the Policy is not extended. The above mentioned premium is exclusive of taxes and Quick Quote premium estimate given is approximate. ââYour travel insurance has a personal liability cover that protects your liability under accidents that result in death, injury, damage to health or damage to the property of a third party. Travel related risks while you are in a foreign country, like an accident abroad, loss of travel documents, hospitalization due to sickness/accident can turn out to be quite disturbing and at the same time expensive. International Students Insurance Plans Comparison. Assistance will be provided for your loved ones at home. HL-06 Reliance Centre, 19, Walchand Hirachand Marg, Reliance General Insurance Company Limited Registered office Ballard Estate, Mumbai 400 001. Please be informed that while abroad policy holder can visit any hospital/doctor and intimate us after your visit to register claim for reimbursement in case of outpatient consultation visit and in case of inpatient hospitalization for more than 24 hours cashless service will be provided. Premium Estimate WhatsApp with us : Why is this necessary? Am I covered for these sports? All halts and via destinations included in this main travel ticket will be considered for payment under this benefit. Home. Ensure you collect consultation notes, receipts and xray reports from the dentist. What if I meet with an accident while ballooning / gliding? RGI has achieved the ISO 9001:2000 … âReimbursement of all claims (except claims under Financial Emergency Assistance ) will be made by the Service Provider in Indian Rupees on Your return back to the Republic of India, at the exchange rate specified by the Reserve Bank of India, as applicable on the date the amount is billed. Yes, Reliance travel insurance have a popular family floater health insurance for overseas travel. Check South Africa Travel Insurance from Reliance … How do I decide the scope of travel insurance I require while travelling or does the insurance company decide this? Policy tenure can coincide with the course duration upto 2 years. Have a look! Like you have some questions that are out-of-syllabus, a student insurance policy also has situations that are out-of-scope. We will not be liable to pay any claim that has not been informed by you while abroad to the Help Line Number on return back to India. Ltd. in case of any claim.â. Brochure has been sent to Your Email Address. The amount payable in respect of any one article, pair or set is limited to the amount as specified in the Schedule. Now I can send my daughter abroad without worrying. ICICI Lombard General Insurance Company Limited is one of the leading private sector general insurance company in India offering insurance coverage for motor, health, travel, home, student travel and more. Is there any Network or list of hospitals? Any basic travel insurance policy will cover you for: Apart from these, you can opt for covers like: âMedical expenses for Intercollegiate Sports injuries are covered under Medical expenses including Transportation and Repatriation Benefit subject to Add-on benefits opted and premium paidâ. Will my university recognize/accept international travel insurance? Reliance Travel Care Insurance Policy For Students policy wording Insurance is the subject matter of solicitation. No. Country Number to be dialed Country Number to be dialed Sr. Cover is limited to the travel destinations specified in the main travel ticket from India and return trip back to India. b) expenses towards stay of the immediate family member during such, âBelow is a brief description of conditions covered under the medical coverage -. Get annual cover from £18/yr, or less for single trip cover. HDFC Premium Guarantee Plan. Can i file a travel insurance claim once i return to India? âOn the day specificied on the Policy start date when you commence your journey by common carrier outside republic of India till the date you return to India or Policy expiry date whichever is earlier. For the purposes of this benefit, "market value" is the sum required to purchase new items of the same kind and quality less an amount representing wear and tear, usage, etc. The cover is limited to the travel destinations specified in the main travel ticket from the Republic of India and return trip back to India. Reliance General's student travel insurance does just that. Injury or illness must be so disabling as to reasonably cause a trip to be canceled or interrupted; Termination of employment or layoff affecting the Insured / Insured Person or the Traveling Companion of the Insured, provided that the Insured / Insured Person or the Traveling Companion, as the case may be, have been employed with the employer for at least three continuous years; Inclement weather conditions causing cancellation of the trip; The place intended to be occupied by the Insured / Insured Person for purposes of Insured / Insured Person's stay during the trip or the destination being made uninhabitable by fire, flood, vandalism, burglary, or natural disaster; The Insured / Insured Person being abducted or quarantined; The Insured / Insured Person or a Traveling Companion being the victim of a felonious assault within 10 days prior to the departure date, provided that the Insured / Insured Person (including any member of their family) or the Traveling Companion (including any member of travelling companion's family) is/are not principal or accessory in such felonious assault. Treatment relating to the removal of physical flaws or anomalies (cosmetic treatment or 'plastic' surgery in any form or manner). If any new illness / injury is contracted beyond duration of this Policy, treatment for the same will not be covered, âThere is no specific list of Hospitals or network which we can provide directly to insured, Policy covers all the hospital and service provider in case any emergency visit upon hospitalization, Policy holder has to contact us and register the claim for the further cashless processing in case of Hospitalization (Insurance cannot be used at pharmacy, you will have to self pay and claim for re-imbursement as per the standard policy terms and conditions.). What are the major exclusions under Medical Expenses? Pre-policy Expiration. . SBI General Insurance Company Limited, Corporate & Registered Office: “Natraj” 301, Junction of Western Express Highway & Andheri Kurla – Road, Andheri (East), Mumbai – 400 069 IRDAI Reg. While you are at it, don’t forget to add the likes of Big Ben, Madame Tussauds, and the Buckingham Palace … Reliance’s USA & Canada Travel Insurance policy offers the best travel insurance coverage for the USA that ensures a worry-free trip. There will be new … ââââWant to extend your trip? Although we do not have specific time frame we would certainly like the travel insurance claim to be intimated as soon as possible, for better assistance.â. National … The Company will compensate the Insured / Insured Person for the market value of checked-in baggage in the event of total and complete loss of such checked-in baggage caused by a common carrier up to the limits as specified in the Schedule provided that: a. âAny claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy. The policy remains active throughout their stay in a foreign country. What all conditinos are covered under Medical Expenses? If pre-approval is require then what is the procedure? The Student Travel insurance plan by Reliance General Insurance has been created to protect Indians traveling abroad for higher education. You have to consult a doctor and supporting consultation notes & prescriptions are require to claim for these charges. Will the Policy cover the expenses towards new passport loss incurred in India? Winter sports travel insurance will cover you against insured risks on your skiing or snowboarding holiday. If your holiday is extended for any reason, we recommend that you extend your student insurance policy. Details mentioned here are for Reliance Travel Care Policy. Travel Insurance provides utmost protection against unseen medical and non-medical emergencies. What kinds of risks are covered under Reliance Travel care policy? What expenses are covered or not? The AXA certificate is accepted by all consulates and embassies representing countries in the Schengen Area and it … We've tried to 'pack in' maximum coverage for a variety of situations while you're travelling, alone or with your family with our student travel insurance. How does the reimbursement claim process work? The new website is quick and user friendly. The Policy may be extended only once beyond the initial period at the sole discretionof the Company by collecting additional premium but subject to not more than 730 daysâ. n immediate family member or your sponsor expires, leading you to discontinue your studies for the remaining part of the current semester, the tuition fee for which has been paid. Any hospitalisation expenses will be considered for payment under this benefit for temporary stay abroad cheque on the numbers on... Requirements of the Company with written proof of delay from the time of the policy such treatment conform! 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